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The bigger issue is how do you make the racing itself more appealing? Daily and real-time balances If you have multiple accounts investments, bank accounts, cryptocurrencies etc , it can be useful to have all of that data collated in one place and see real-time balances across your accounts.

When looking into high yield accounts, you should shop around to get the best deal and maximise your savings.

Whereas a high yield savings account could be up to 2%.

For more personal finance content, follow us on , , or on the is a money management app that connects all your bank accounts to track your monthly spending and subscriptions.